Funds MPS Factsheets
We offer six ‘Fund’ model portfolios which combine a number of daily traded bond and equity collectives. These portfolios cater for a range of risk requirements, as well as a portfolio that has an Income focus.
| Model
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Defaqto Risk Rating
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Dynamic Planner |
Profile
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Factsheet
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| Defensive
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A "Defensive" risk portfolio seeks to provide an enhanced level of capital protection whilst still allowing investors the ability to achieve modest long-term growth (10 years). The portfolio is suitable for risk-averse investors whose financial temperament cannot tolerate variation in performance. Whilst the emphasis is on lower volatility and capital preservation, a small amount of risk will be taken to seek a higher return.
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| Cautious
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A “Cautious” risk portfolio seeks to provide a level of capital protection whilst still allowing investors the ability to achieve long-term growth (10 years). The portfolio is suitable for risk-averse investors whose financial temperament cannot tolerate much variation in performance. Whilst the emphasis is on lower volatility and capital preservation, a modest amount of risk will be taken to seek a higher return.
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| Balanced
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A “Balanced” risk portfolio seeks to provide a balance between capital protection and appreciation by investing in a diversified portfolio of asset classes over the long-term (10 years). The portfolio is suitable for those whose financial situation can tolerate a moderate level of volatility in performance.
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| Balanced Growth
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A “Balanced Growth” risk portfolio seeks to provide a riskier alternative to our balanced portfolio, with an increased bias to capital appreciation by investing in a diversified portfolio of asset classes over the long-term (10 years). The portfolio is suitable for those whose financial situation can tolerate an above moderate level of volatility in performance.
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| Growth
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A “Growth” risk portfolio seeks to have a higher bias towards capital appreciation and is suitable for those whose financial situation can tolerate an above moderate to high level of volatility in performance, in return for above average returns over the long term (10 years).
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| Adventurous
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An “Adventurous” risk portfolio seeks to achieve high returns. Investors must be prepared to accept a high level of risk and volatility in the expectations of higher-than-average returns over the longer term (10 years). The portfolio will mainly consist of equity funds so investors will take a high degree of risk with their capital.
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| Income
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An “Income” portfolio seeks to provide a higher level of income, this is with a balance between capital protection and appreciation in a diversified portfolio of assets. The portfolio is suitable for those whose financial situation can tolerate a moderate level of volatility in performance.
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Direct Equity MPS Factsheets
We also offer four ‘Direct Equity’ model portfolios which combine daily trade equity and bond collectives, as well as a number of daily traded direct equity holdings. These portfolios cater for a range of risk requirements, and depending on risk, the split between collectives and direct equities is around 50/50. This offering may suit the more ethically minded client as we have full control over the individual equity holdings. Platform availability for these models differs, so please contact us. These are:
| Model
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Defaqto Risk Rating
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Dynamic Planner
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Profile
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Factsheet
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| Cautious Green
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The portfolio is suitable for risk-averse investors whose
financial temperament cannot tolerate much variation in
performance.
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| Light Green
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Suitable for investors who wish to invest in a low to
moderate risk portfolio of investments from a range of
asset classes.
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| Mid Green
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Suitable for investors who wish to invest in a moderate
risk portfolio of investments from a range of asset
classes.
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| Dark Green
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Suitable for investors who wish to invest in a moderate to
high risk portfolio of investments from a range of asset
classes.
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